Nothing. The Injury Desk is 100% free for accident victims. We coordinate top-tier law firms and medical specialists who work on a contingency basis, meaning they only get paid if they successfully recover compensation for you.

In Michigan, the statute of limitations for personal injury (such as car accidents and slip & falls) is three (3) years from the date of the incident. For workers’ compensation, you must notify your employer within 90 days and file a formal claim within 2 years. We recommend acting immediately, as any delays or gaps in medical treatment can be used by insurance adjusters to deny your claim.

While you can theoretically file a claim yourself, insurance adjusters use specialized software to minimize payouts. Having a coordinated legal and medical team ensures that every injury is documented and directly linked (causation) to the accident, making it extremely difficult for insurers to deny your medical bills.

Workers’ comp is a no-fault system covering workplace injuries—it pays for medical bills and a portion of lost wages, but doesn’t cover “pain and suffering.” A personal injury lawsuit requires proving someone else was at fault, but allows you to recover full damages including pain, suffering, PTSD, and reduced quality of life. If you were injured on a construction site, you may be eligible for both.